Running on Empty: The Extraordinary Financial Strain of a Serious Injury


A serious car or truck accident can easily leave a person in an unforeseen financial spiral. Even if a victim has money saved up and a good health insurance policy, a serious or catastrophic injury can cause a swift and stunning financial fall.

Medical Expenses Add Up

With health insurance, until you hit your deductible, you will be responsible for copays and a percentage of each medical claim under your policy. If you have ever been to an emergency room for a relatively minor medical event, you know that you know that several eye-popping bills are on their way from the hospital, from the doctors, from the nurses, and any testing labs.

Now imagine the medical bills if you suffer a serious injury that requires admission to a hospital, surgery, and all follow-up care. It adds up fast. Further, if you suffer lasting injuries, expect ongoing medical bills to be part of your new normal.

Lost Wages

A serious injury forces you to take time away from work to recover. In addition to the emergency medical care you must receive in the aftermath of the accident, there are medical appointments, consultations with specialists, further procedures, physical therapy, and mental health counseling that keep you from your job.

Lost Future Wages

If an accident results in lasting or permanent injury, then you may be limited in your ability to continue your job duties or to even work at all. While employers are required to make reasonable accommodations based on disabilities, reasonable accommodations are not always possible. Whatever financial plans you have will have to be altered based on your newfound hardships to earning money.

The combination of lost wages, lost future wages, and medical expenses can be devastating. Meanwhile, your mortgage payments are still due, as are your car payments, student loans, and all of your other bills.

You Have a Right to Seek Damages

You should not have to carry the weight of this financial strain by yourself. If your injury was caused by the negligence or reckless act of another, you have a right to seek monetary damages against those responsible. This includes damages to cover all of the expenses and lost wages described above, as well as damages for the difference in your life resulting from your injury.

Seek a Personal Injury Lawyer at Viloria, Oliphant, Oster & Aman L.L.P.

At Viloria, Oliphant, Oster & Aman, L.L.P., our attorneys understand the physical, emotional, and financial upheavals that occur when a person suffers a serious injury. If you have been injured and are facing piling medical expenses, let us help you. Our award-winning attorneys have successfully recovered millions of dollars in damages on behalf of our clients and want to fight for you. We work on a contingency fee basis, which means that you pay nothing unless we recover damages for you. Call Viloria, Oliphant, Oster & Aman L.L.P. today at (775) 227-2280 to schedule a free case consultation or contact our office through our website.

Related Posts
  • The Role of Expert Witnesses in Personal Injury Cases Read More
  • Why Insurance Companies Want to Settle Read More
  • What are Catastrophic Injuries? Read More