A serious injury completely disrupts a person’s life. In addition to the extraordinary pain and medical treatment that occurs in the aftermath of the injury, missed work and loss wages that can prevent the victim from paying their bills or putting food on the table. Then there are the medical bills. Even with savings and health insurance, a person can quickly find themselves in an unanticipated financial struggle.
When victims of car accidents seek a personal injury settlement from the responsible party’s insurance company, the insurance adjusters know that victims are in a position of financial desperation. Sadly, some insurance companies leverage this information to make the process difficult and unfair to victims.
Contrary to your sense of right from wrong, insurance companies have no duty of loyalty to you. Instead, they want to save their company as much money as possible by paying as little as possible. To this end, even if you present your bills and a reasonable offer of what you believe your claim is worth, an adjuster will use pressure tactics, like:
- Stalling, knowing that your financial situation is becoming worse every day.
- Attempting to shift the blame to you, to make you feel like you don’t even have a legal right to damages.
- Making lowball offers that are a fraction of the damages your claim is worth.
- Making quick “take it or leave it” offers, counting on your desperation for a resolution and that you will settle for a little bit of financial relief.
- Offer to only pay for your out of pocket medical costs instead of the full cost of treatment.
With a Lawyer, You Have the Position of Strength
In reality, victims are in a position of legal strength, in that they have established personal injury rights that protect them. It takes an experienced lawyer to truly take these laws and use them to maximize the compensation you get for your claim. Insurance companies KNOW that you have significant legal rights, and will take your claim seriously when they know an attorney is fighting on your behalf.
Viloria, Oliphant, Oster & Aman L.L.P. is Here for You
If you have been the victim of a car wreck and suffered a serious injury, you need an attorney. You may have a substantial claim to damages, and our experienced attorneys can help you pursue maximum compensation. Viloria, Oliphant, Oster & Aman, L.L.P. is a small-sized law firm that gets big results. Our personal injury attorneys have successfully obtained millions of dollars in damages for our clients. Call Viloria, Oliphant, Oster & Aman L.L.P. today at (775) 227-2280 to schedule a free case consultation or contact our office through our website.